Q: What kind of policies should I get a free insurance quote for life insurance for?
A: I would say that your best bet to get a low free insurance quote for life insurance is through companies which offer insurance which is no-load or low-load, essentially policies which are sold without commission, which reduces the price by an amazing amount.
A lot of the cost of your life insurance policy comes from things which have little to do with it–not from the amount of benefits given out per year, but from things such as fees and commissions paid to agents and other workers and money used for advertising. These kinds of policies are able to lower the burden financially on you by removing the burden from you to pay for such things.
One benefit of getting a free insurance quote for life insurance from a company which sells this kind of policy is that the money you spend on your premiums builds up more quickly than with a regular policy. You can usually buy one of these policies from financial advisor, although some life insurance companies sell them directly.

