Best gay friendly life insurance quote

  Life Auto Motorcycle Home Life Health

Q: How can I get the best gay friendly life insurance quote if I am HIV positive?

A: Unfortunately, though medicine has come a long way in treating HIV and HIV related disorders, it’s still so incredibly risky that it is literally impossible to find whole life insurance if you have it, so getting the best gay friendly life insurance quote is a whole other story. Even if you can’t get insured for the big bucks, though, there are still some less generous but better than nothing ways for you to get the best gay friendly life insurance quote.

• Group insurance. If your job, alumni group, or another organization you’re part of offers life insurance, then you can get it even with HIV. However, you will probably only be insured for a low level since in order to get higher amounts you would have to submit proof that you are eligible for insurance.
• Guaranteed issue insurance. This insurance offers small life insurance settlements of around $30,000, but just about anybody can get them regardless of medical problems. There’s no exam.
• You can purchase a policy for Accidental Death & Dismemberment insurance, which will pay only if you die or are dismembered by something unrelated to your health.